Best Bank Accounts
Starling Personal Current Account
Starling Bank — product information, costs, suitability and important checks.
Is this account right for you?
Compare the main benefit with the trade-offs before you apply. Product terms can change, so verify the latest details with the provider.
Travel and everyday banking
App-based account rather than a branch network
Overview and who it may suit
Starling is a British digital bank that has been profitable since 2021 and also runs a large business banking arm. Its personal account offers fee-free overseas spending and Post Office cash deposits.
Travel and everyday banking
✓ Potential advantages
- No fees for spending or withdrawing cash abroad
- Cash deposits accepted at Post Office branches
- Spending insights and Spaces for goal-based saving
! Limitations to consider
- App-based account rather than a branch network
- Cash deposits above the £1,000 calendar-year free allowance incur a 0.7% charge
Fees, rates and product terms
These are informational descriptions, not live prices or guaranteed offers. Check the product's full terms and representative examples.
Regulation, protection and customer support
Authorised by the Prudential Regulation Authority and regulated by the FCA and PRA. Eligible deposits are protected by the FSCS up to £120,000 per eligible person, per authorised firm. Accounts sharing a banking licence share this limit.
Regulation or compensation coverage has not been independently verified for this listing. Customer-service channels, complaints procedures and accessibility features should be checked on the provider's official website.
Your provider decision checklist
Use this checklist to review the important details. Your selections are for this visit only.
This checklist is not an assessment of product suitability or an application.
Starling Bank FAQs
What should I check before choosing Starling Bank?
Compare the latest product terms, fees, eligibility rules, access conditions and relevant protections. Check the official provider information before applying.
Are the rates and fees shown here guaranteed?
No. Product terms and promotional rates can change. This page does not provide a live quote; confirm current details directly with the provider.
How do I check whether Starling Bank is regulated?
Use the FCA Firm Checker to confirm the legal entity, permissions and any relevant warnings. Regulation and FSCS protection depend on the specific product and institution.
Who might this product be suitable for?
Review the Best for summary, eligibility conditions, charges and limitations. Whether it is suitable depends on your own needs and circumstances.
How can I compare alternatives?
Use the related provider links below and the parent comparison page to review other products in the same category.
Other providers to explore
Editorial information only, not personalised financial advice or a live comparison quote. Provider terms may change. We have not independently verified the current rates, regulatory status or product availability shown here. Always check official provider information before applying.
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