Browsing: BANKING

A building society is a mutual organisation, owned collectively by its members, essentially its customers. This means a building society’s priority, at least in principle, is serving its members well rather than maximising shareholder returns.

Here’s what’s actually happening when you dip into an overdraft, what it costs, and how to tell the difference between a helpful buffer and a costly habit.

Understanding the difference between current accounts vs savings accounts, and knowing how much to keep in each, is one of the simplest changes you can make to get more from your money.

Switching bank accounts in the UK is done through the Current Account Switch Service, which automatically transfers your direct debits, standing orders and incoming payments to your new account within seven working days.

How to Choose the Right Bank Account? The right bank account depends on how you use money day to day. If you’re paid a salary and pay bills monthly, a fee-free current account with good app features usually works best.

For millions of people across the UK, savings accounts are quietly losing ground to inflation, even in 2026 when interest rates are higher than they’ve been for years. The maths doesn’t always work in your favour

When you move your current account from one bank to another using the official Current Account Switch Service (CASS), some banks will pay you a cash bonus for doing so. The money lands directly in your new account

Fixed vs Easy-access savings account types have a clear role to play, and the best savers in the UK tend to use both in combination rather than treating it as an either/or.

If you’re searching for the best business bank accounts for UK sole traders and SMEs, you’ve probably noticed the same thing a lot of small business owners run into

The best ISA rates available in the UK right now are genuinely worth taking seriously, particularly with the cash ISA allowance set to shrink for most savers from 2027. Whether easy-access flexibility or fixed-rate