Browsing: INVESTING
For UK investors looking to build a genuine passive income stream through dividend investing, 2026 is actually a pretty compelling environment — for reasons that aren’t always obvious from the headlines.
Successfully invest in a volatile market in 2026 isn’t really about finding clever new strategies or correctly predicting where the FTSE 100 or S&P 500 go next — it’s mostly about not undoing
If you want a single number to walk away with: 10–15% of your take-home pay is a sensible long-term target for most people on an average UK salary, once a pension is contributing, an emergency fund is at least underway, and expensive debt isn’t hanging over you.
Market falls are inevitable, frequent, and one of the most psychologically challenging aspects of investing. They’re also one of the most important to prepare for — because the decisions made during a fall
Diversification is older than financial theory — it’s the intuition behind “don’t put all your eggs in one basket.” Modern portfolio theory, developed by Harry Markowitz
What investments are appropriate — is when they’ll need the money. Time horizon overrides almost every other consideration in portfolio construction.
Growth vs Income investing are often presented as competing strategies. In reality, they’re complementary tools suited to different life stages and financial goals.
An ETF (Exchange-Traded Fund) is an investment fund that tracks an index (like the FTSE 100 or MSCI World) and trades on a stock exchange like a share. You can buy and sell throughout the trading day.
A balanced investment portfolio holds a mix of equities (shares), bonds, and sometimes other assets, spread across geographies and sectors. Asset allocation — how you divide between equities and bonds
Pound-cost averaging sounds like an investment strategy requiring complex implementation. In practice, it’s simply what happens when you invest a fixed monthly amount — whether from your salary