Best Bank Accounts
Chase Current Account
Chase UK (JPMorgan Chase) — product information, costs, suitability and important checks.
Is this account right for you?
Compare the main benefit with the trade-offs before you apply. Product terms can change, so verify the latest details with the provider.
Cashback with no borrowing
After the joining grace period, cashback requires 15 qualifying payments and at least £1,000 in eligible savers every day of the previous calendar month
Overview and who it may suit
Chase UK offers an app-based current account with cashback on eligible card purchases. To qualify for cashback in the following month, make at least 15 qualifying payments and maintain at least £1,000 across eligible Chase saver accounts throughout the month.
Cashback with no borrowing
✓ Potential advantages
- 2% cashback on eligible spending, capped at £20 per month, when conditions are met
- Eligible categories include groceries, eating out and everyday transport
- Current and saver accounts managed in the app
! Limitations to consider
- After the joining grace period, cashback requires 15 qualifying payments and at least £1,000 in eligible savers every day of the previous calendar month
- Direct Debits can count towards eligibility but do not earn cashback; exclusions apply
Fees, rates and product terms
These are informational descriptions, not live prices or guaranteed offers. Check the product's full terms and representative examples.
Regulation, protection and customer support
Authorised by the Prudential Regulation Authority and regulated by the FCA and PRA. Eligible deposits are protected by the FSCS up to £120,000 per eligible person, per authorised firm. Accounts sharing a banking licence share this limit.
Regulation or compensation coverage has not been independently verified for this listing. Customer-service channels, complaints procedures and accessibility features should be checked on the provider's official website.
Your provider decision checklist
Use this checklist to review the important details. Your selections are for this visit only.
This checklist is not an assessment of product suitability or an application.
Chase UK (JPMorgan Chase) FAQs
What should I check before choosing Chase UK (JPMorgan Chase)?
Compare the latest product terms, fees, eligibility rules, access conditions and relevant protections. Check the official provider information before applying.
Are the rates and fees shown here guaranteed?
No. Product terms and promotional rates can change. This page does not provide a live quote; confirm current details directly with the provider.
How do I check whether Chase UK (JPMorgan Chase) is regulated?
Use the FCA Firm Checker to confirm the legal entity, permissions and any relevant warnings. Regulation and FSCS protection depend on the specific product and institution.
Who might this product be suitable for?
Review the Best for summary, eligibility conditions, charges and limitations. Whether it is suitable depends on your own needs and circumstances.
How can I compare alternatives?
Use the related provider links below and the parent comparison page to review other products in the same category.
Other providers to explore
Editorial information only, not personalised financial advice or a live comparison quote. Provider terms may change. We have not independently verified the current rates, regulatory status or product availability shown here. Always check official provider information before applying.
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