Income Tax Calculator

Estimate income tax, National Insurance and take-home pay.

Your results

Enter your details and select Calculate to see your results.

These are estimates only and ignore student loans, benefits in kind and Scottish income tax rates. Check HMRC guidance for your circumstances.

Answers to common questions about this calculator and its assumptions.

How is take-home pay estimated?

The estimate applies the tool's income tax and National Insurance assumptions to the figures entered.

Does it cover Scottish income tax?

The current calculator notes that Scottish income tax rates are not included.

Do pension contributions affect take-home pay?

Yes. Their impact depends on whether contributions use salary sacrifice, net pay or relief at source.

Does it include student loan repayments?

No. Student loan repayments and some other payroll deductions are excluded.

For current UK financial rules and independent guidance, visit GOV.UK or MoneyHelper.