Best Bank Accounts
Reward Current Account
NatWest — product information, costs, suitability and important checks.
Is this account right for you?
Compare the main benefit with the trade-offs before you apply. Product terms can change, so verify the latest details with the provider.
Regular bill payers
£2 monthly fee applies even if you do not qualify for Rewards
Overview and who it may suit
NatWest Reward costs £2 a month. Eligible customers can earn £4 in monthly Rewards by paying at least two qualifying Direct Debits of £2 or more each. Other rewards and account terms can change, so check the current conditions before applying.
Regular bill payers
✓ Potential advantages
- Qualifying Direct Debit rewards can exceed the monthly fee
- Rewards can be exchanged for cash, partner rewards or donations
! Limitations to consider
- £2 monthly fee applies even if you do not qualify for Rewards
- Rewards require £1,250 paid into an eligible NatWest account each month; qualifying Direct Debit conditions also apply
Fees, rates and product terms
These are informational descriptions, not live prices or guaranteed offers. Check the product's full terms and representative examples.
Regulation, protection and customer support
Authorised by the Prudential Regulation Authority and regulated by the FCA and PRA. Eligible deposits are protected by the FSCS up to £120,000 per eligible person, per authorised firm. Accounts sharing a banking licence share this limit.
Regulation or compensation coverage has not been independently verified for this listing. Customer-service channels, complaints procedures and accessibility features should be checked on the provider's official website.
Your provider decision checklist
Use this checklist to review the important details. Your selections are for this visit only.
This checklist is not an assessment of product suitability or an application.
NatWest FAQs
What should I check before choosing NatWest?
Compare the latest product terms, fees, eligibility rules, access conditions and relevant protections. Check the official provider information before applying.
Are the rates and fees shown here guaranteed?
No. Product terms and promotional rates can change. This page does not provide a live quote; confirm current details directly with the provider.
How do I check whether NatWest is regulated?
Use the FCA Firm Checker to confirm the legal entity, permissions and any relevant warnings. Regulation and FSCS protection depend on the specific product and institution.
Who might this product be suitable for?
Review the Best for summary, eligibility conditions, charges and limitations. Whether it is suitable depends on your own needs and circumstances.
How can I compare alternatives?
Use the related provider links below and the parent comparison page to review other products in the same category.
Other providers to explore
Editorial information only, not personalised financial advice or a live comparison quote. Provider terms may change. We have not independently verified the current rates, regulatory status or product availability shown here. Always check official provider information before applying.
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