Student Loan Repayment Calculator
Estimate UK student loan deductions using your selected repayment plan.
Your results
Enter your figures and select Calculate results.
Illustrative estimates only, not financial advice. Rates, thresholds, taxes and eligibility can change. Check current official UK guidance and provider terms before making financial decisions. Actual outcomes may differ from the assumptions used here.
Student Loan Repayment Calculator FAQs
Answers to common questions about this calculator and its assumptions.
Which student loan plan should I choose?
Select the plan shown on your student loan account or official repayment documentation.
How are repayments calculated?
A percentage is applied to eligible earnings above the relevant repayment threshold.
Are postgraduate loans different?
Postgraduate loans can have a different threshold and repayment rate, and may run alongside other plans.
Why might payroll deductions differ?
Payroll calculations use pay-period rules and current official thresholds, not just an annual estimate.
For current UK financial rules and independent guidance, visit GOV.UK or MoneyHelper.