Budget Planner
Plan monthly income and spending with a visual breakdown.
Your monthly budget
Enter your details and select Calculate to see your results.
This calculator provides an estimate for illustrative purposes only and does not constitute financial advice.
HELP & GUIDANCE
Budget Planner FAQs
Answers to common questions about this calculator and its assumptions.
What should I include in my monthly budget?
Include regular income, housing, utilities, food, transport, debt repayments and irregular costs.
Should I budget for annual bills?
Yes. Divide annual expenses by 12 to set aside a monthly amount.
What if my spending exceeds my income?
Review discretionary costs and prioritise essentials and high-priority bills.
Can I use the results as financial advice?
No. The planner is an organisational tool and does not replace tailored advice.
For current UK financial rules and independent guidance, visit GOV.UK or MoneyHelper.