Browsing: PROPERTY
The Bank of England had been steadily cutting interest rates through 2025, fixed mortgage rates were edging downward, and most forecasters were pencilling in at least two more base rate cuts in 2026.
The truth is, you don’t have to fix everything to make your home appealing to potential buyers. In this article, we’ll discuss What Not To Fix When Selling A House UK and why leaving certain issues untouched can be beneficial.
Buyers regularly discover significant additional costs at various stages of the purchase process, and being unprepared for them can derail otherwise well-planned transactions.
Leasehold is a genuinely important distinction to understand before buying property in the UK — particularly for flats, where almost all properties are leasehold. Discovering a lease has 68 years remaining or carries an escalating ground rent clause mid-purchase is an extremely stressful experience
When you take out a fixed-rate mortgage, you agree to pay a specified interest rate for the fixed term. During this period, your monthly payment cannot change — rate rises don’t affect you
The deposit question is more complex than “how much do I need to get a mortgage?” — the amount you save determines not just whether you can buy, but what rate you’ll pay for potentially 25 years.
Shared Ownership is one of the most misunderstood housing schemes in the UK. The name implies living with someone else, but that’s not what it means. You live in the property entirely as your own home
The renting vs buying question is emotionally charged in the UK in a way it isn’t in most European countries, where renting indefinitely is culturally normalised. Here, homeownership is often presented as an unambiguous aspiration
Stamp Duty surprises more first-time buyers than almost any other property cost. You’ve saved your deposit, secured your mortgage, and then discover there’s another four-figure bill due at completion.
Saving for a house deposit is the largest short-to-medium-term financial goal most people will have. It’s also more achievable than it feels if you approach it with the right structure — particularly the Lifetime ISA