Browsing: PROPERTY
Buyers regularly discover significant additional costs at various stages of the purchase process, and being unprepared for them can derail otherwise well-planned transactions.
Leasehold is a genuinely important distinction to understand before buying property in the UK — particularly for flats, where almost all properties are leasehold. Discovering a lease has 68 years remaining or carries an escalating ground rent clause mid-purchase is an extremely stressful experience
When you take out a fixed-rate mortgage, you agree to pay a specified interest rate for the fixed term. During this period, your monthly payment cannot change — rate rises don’t affect you
The deposit question is more complex than “how much do I need to get a mortgage?” — the amount you save determines not just whether you can buy, but what rate you’ll pay for potentially 25 years.
Shared Ownership is one of the most misunderstood housing schemes in the UK. The name implies living with someone else, but that’s not what it means. You live in the property entirely as your own home
The renting vs buying question is emotionally charged in the UK in a way it isn’t in most European countries, where renting indefinitely is culturally normalised. Here, homeownership is often presented as an unambiguous aspiration
Stamp Duty surprises more first-time buyers than almost any other property cost. You’ve saved your deposit, secured your mortgage, and then discover there’s another four-figure bill due at completion.
Saving for a house deposit is the largest short-to-medium-term financial goal most people will have. It’s also more achievable than it feels if you approach it with the right structure — particularly the Lifetime ISA
Discover the key trends and predictions for the UK property market in 2024. Learn how the market is likely to be influenced by factors such as the economy, demographics, and government policies. Stay ahead of the curve with our expert insights.
Modern couples are welcoming a new era of trends, focusing on breaking traditions and making experiences that will last an eternity. From attire to pictures, everything is being carefully arranged for a one-of-a-kind celebration.