Cash ISAs
Cash ISA
Moneybox — product information, costs, suitability and important checks.
Is this account right for you?
Compare the main benefit with the trade-offs before you apply. Product terms can change, so verify the latest details with the provider.
App-based ISA savers
Fourth withdrawal in an account year reduces the rate until the next account anniversary
Overview and who it may suit
The Moneybox Cash ISA opens with £500 or an ISA transfer. The higher variable rate requires a balance of at least £500 and fewer than four withdrawals in each account year. A fourth withdrawal reduces the rate for the rest of that year; a balance below £500 also reduces the rate. Introductory bonuses expire after 12 months. This ISA is not flexible: withdrawals do not restore the annual ISA subscription allowance. Moneybox’s separate Open Access Cash ISA has different withdrawal conditions.
App-based ISA savers
✓ Potential advantages
- No account fees
- App-based saving and ISA transfers
! Limitations to consider
- Fourth withdrawal in an account year reduces the rate until the next account anniversary
- Balance below £500 earns a lower rate
- Not a flexible ISA; withdrawals do not restore subscription allowance
- Introductory bonus expires after 12 months
Fees, rates and product terms
These are informational descriptions, not live prices or guaranteed offers. Check the product's full terms and representative examples.
Regulation, protection and customer support
Check the provider banking licence and current FSCS eligibility before depositing money.
Regulation or compensation coverage has not been independently verified for this listing. Customer-service channels, complaints procedures and accessibility features should be checked on the provider's official website.
Your provider decision checklist
Use this checklist to review the important details. Your selections are for this visit only.
This checklist is not an assessment of product suitability or an application.
Moneybox FAQs
What should I check before choosing Moneybox?
Compare the latest product terms, fees, eligibility rules, access conditions and relevant protections. Check the official provider information before applying.
Are the rates and fees shown here guaranteed?
No. Product terms and promotional rates can change. This page does not provide a live quote; confirm current details directly with the provider.
How do I check whether Moneybox is regulated?
Use the FCA Firm Checker to confirm the legal entity, permissions and any relevant warnings. Regulation and FSCS protection depend on the specific product and institution.
Who might this product be suitable for?
Review the Best for summary, eligibility conditions, charges and limitations. Whether it is suitable depends on your own needs and circumstances.
How can I compare alternatives?
Use the related provider links below and the parent comparison page to review other products in the same category.
How do AER and withdrawal rules affect savings?
AER shows annual interest with compounding. Check whether the rate is fixed, variable or introductory, minimum deposits, withdrawal penalties and FSCS eligibility.
How should I transfer an existing ISA?
Ask the new provider to arrange an ISA transfer. Withdrawing the money yourself may affect its tax-free status or use up allowance. Check current ISA rules.
Other providers to explore
Editorial information only, not personalised financial advice or a live comparison quote. Provider terms may change. We have not independently verified the current rates, regulatory status or product availability shown here. Always check official provider information before applying.
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