Business Bank Accounts
Business Account
Mettle — product information, costs, suitability and important checks.
Is this account right for you?
Compare the main benefit with the trade-offs before you apply. Product terms can change, so verify the latest details with the provider.
Eligible sole traders and small companies needing single-user access
Only one owner can access the account
Overview and who it may suit
Mettle supports eligible UK sole traders and limited companies with up to two owners; only one owner can access the account. UK residency, tax-residency and supported-business checks apply. The core account is free, with optional paid-for features. FreeAgent is included when you make at least one transaction a month from the Mettle account; otherwise FreeAgent fees can apply. The account does not offer an overdraft or cheque payments.
Eligible sole traders and small companies needing single-user access
✓ Potential advantages
- Free core business account
- Money pots and invoicing tools
- FreeAgent included subject to monthly transaction requirement
! Limitations to consider
- Only one owner can access the account
- Limited companies can have no more than two owners; other eligibility restrictions apply
- No overdraft or cheque payments
- Optional features cost extra; FreeAgent fees can apply without monthly activity
Fees, rates and product terms
These are informational descriptions, not live prices or guaranteed offers. Check the product's full terms and representative examples.
Regulation, protection and customer support
Business account protection and eligibility vary by provider and legal entity; confirm the current terms directly.
Regulation or compensation coverage has not been independently verified for this listing. Customer-service channels, complaints procedures and accessibility features should be checked on the provider's official website.
Your provider decision checklist
Use this checklist to review the important details. Your selections are for this visit only.
This checklist is not an assessment of product suitability or an application.
Mettle FAQs
What should I check before choosing Mettle?
Compare the latest product terms, fees, eligibility rules, access conditions and relevant protections. Check the official provider information before applying.
Are the rates and fees shown here guaranteed?
No. Product terms and promotional rates can change. This page does not provide a live quote; confirm current details directly with the provider.
How do I check whether Mettle is regulated?
Use the FCA Firm Checker to confirm the legal entity, permissions and any relevant warnings. Regulation and FSCS protection depend on the specific product and institution.
Who might this product be suitable for?
Review the Best for summary, eligibility conditions, charges and limitations. Whether it is suitable depends on your own needs and circumstances.
How can I compare alternatives?
Use the related provider links below and the parent comparison page to review other products in the same category.
Other providers to explore
Editorial information only, not personalised financial advice or a live comparison quote. Provider terms may change. We have not independently verified the current rates, regulatory status or product availability shown here. Always check official provider information before applying.
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